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Furthermore, customers for this kind of plan can have serious legal or criminal backgrounds. It's vital to note that different service providers offer a series of problem ages on their guaranteed issue plans as low as age 40 or as high as age 80 - top rated final expense insurance companies. Some will certainly additionally use greater face worths, up to $40,000, and others will permit far better fatality benefit problems by improving the rate of interest rate with the return of premium or lessening the variety of years till a complete death advantage is offered